The Student Loan Borrowing Worksheet

"How much do I need?"

This is the most common question we get in our How to Pay for Grad School workshops.

Understandably so - if you're relying on student loan money to help cover expenses, you don't want to borrow too little and run out before the next disbursement.

Accurately estimating how much to borrow is often so overwhelming that students simply default to borrowing the max.

However, this often leads to over-borrowing and exiting school with higher-than-necessary loan payments.

We made this worksheet to help you calculate how much you need, so you avoid over-borrowing.

The worksheet walks you step-by-step through estimating life expenses, school expenses, and income so you feel more confident about covering the semester.

Looking for more help? Check out our workshop, How to Pay for Grad School, where we help you simplify and de-stress the process of paying for school, so you can minimize your debt and graduate with a life you love.